Life Insurance 101
Gain the knowledge you need to make informed decisions and find the right life insurance solution for your needs.
Types of Life Insurance
-
Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years.
-
It offers a level premium; which means you know how much you bill is every month and can budget accordingly.
-
This type of insurance is generally more affordable and straightforward, making it a popular choice for individuals looking for temporary protection.
-
Whole life insurance is a type of permanent life insurance that provides coverage for your entire lifetime.
-
It offers a level premium; which means you know how much you bill is every month and can budget accordingly.
-
It offers a death benefit to your beneficiaries and includes a cash value component that grows over time.
-
Cash accumulation allows for withdrawals or loans that you can take from your policy TAX FREE!
-
Indexed universal life insurance combines the protection of whole life insurance with the cash value accumulation.
-
It offers flexible premium payments allowing you to put in as much or as little as you can afford, as long as the minimum premium is paid.
-
Cash value accumulation tied to stock market performance allows for quicker growth.
-
Cash accumulation allows for withdrawals or loans that you can take from your policy TAX FREE!
Intro Call: Start your life insurance journey with a personalized consultation. Geaux Live will guide you through the process, understand your needs, and answer any questions you may have, helping you make informed decisions for your future financial security.
​
Live Quote: Get an instant snapshot of your life insurance options with our live quote service. Geaux Live will provide you with real-time quotes from top insurance providers, empowering you to compare coverage and premiums, ensuring you find the best policy that fits your budget and protection requirements.
​
Complete the Application: Ready to secure your life insurance coverage? Our streamlined application process makes it easy and convenient. Geaux Live will assist you in filling out the necessary paperwork, ensuring accuracy and efficiency, so you can have peace of mind knowing your application is complete and your coverage is on its way.